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Use of website Terms & Conditions

This page (together with any documents it refers to) provides you with the terms and conditions under which you may make use of our web sites.

Information about us


The following web sites and associated sub domains including but not limited to

are operated by Cross Border Ltd ('company' or 'we'). The company is registered in England and Wales under company number 372489 and with its registered office at 67-69 George Street, London W1U 8LT, UK.

Our main trading addresses are: Churchill House, 142/146 Old Street, London, EC1V 9BW, UK, and 65 Broadway, Suite 1801, New York, NY 10006, USA.

Accessing our sites


Access to our sites is permitted on a temporary basis and we reserve the right to withdraw or amend the service without notice (see below).

You are responsible for making all arrangements necessary for you to have access to our sites. You are also responsible for ensuring that all persons accessing the sites through your internet connection are aware of these terms and that they comply with them.

If you are provided with a user ID, password or any other piece of information as part of our security procedures, you must treat such information as confidential and you must not disclose it to any third party.

Intellectual property


We own copyrights in these sites and in material published on them. Those works are protected by copyright laws and treaties around the world. All our rights are reserved. © Cross Border Ltd 2005.

You may print off one copy of any page(s) from our sites for your personal reference and you may draw the attention of others within your organization to material posted. Our status (or that of any identified contributors) as the authors of material on this site should always be acknowledged.

Reliance on information posted


Commentary and other materials posted on our sites are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed by any visitor to the sites or anyone who may be informed of any of their contents.

Viruses


Cross Border Ltd gives no warranty that the sites are free from viruses, worms or any other code having similarly destructive properties. Users of the sites are responsible for installing their own up-to-date anti-virus or virus-checking software, and Cross Border Ltd excludes liability to the fullest extent allowed by applicable law for any consequential or incidental loss (including but not limited to loss of profits, loss of privacy, loss of reputation or loss of goodwill) or for any other damages that might arise out of or are otherwise related to the site.

Our sites changes regularly


We update our web sites regularly and so may change the content at any time. If the need arises, we have the option to suspend the sites or to close them indefinitely.

Information about you and your visits to our site


We process information about you in accordance with our privacy policy. You consent to such processing and you warrant that all data provided by you is accurate.

Transactions concluded through these sites


Contracts for the supply of goods, services or information by Cross Border Ltd formed through these sites or as a result of visits made by you to these sites are governed by our conditions of supply.

Linking to our sites


You may link to the home page of any of our sites, provided you do so in a way that is fair and legal and which does not damage our reputation or take advantage of it. In particular, you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. Our sites must not be framed on any other site, nor should you establish a link to any part of our sites other than the home page. We reserve the right to withdraw linking permission without notice.

If you wish to make any use of material on our sites other than that set out above, please address your request to mail@thecrossbordergroup.com.

Links from our site


Our sites contain links to various sites and other resources provided by third parties. These links are provided for your information only. We have no control over the content of those sites or resources and accept no responsibility for them or for any loss or damage that may be suffered in connection with your use of them.

Jurisdiction and applicable law


The English courts will have non-exclusive jurisdiction over any claim arising from or related to a visit to this web site. English law will apply to these terms and conditions.

Your concerns


If you have any concerns about material that appears on our sites please contact webmaster@thecrossbordergoup.com.

Privacy policy


Cross Border Ltd is committed to protecting and respecting your privacy. This policy sets out the basis on which your personal data will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how it will be treated by us.

For the purpose of the Data Protection Act 1998 ('the act') the data controller is Cross Border Ltd of Churchill House, 142/146 Old Street, London EC1V 9BW.


Information we may collect from you


We may collect and process the following data about you:


IP addresses and cookies


We may collect information about your computer including, where available, your IP address, operating system and browser type for system administration and to report aggregate information to our advertisers. This is data about our users’ browsing actions and patterns and does not identify any individual.

For the same reason we may obtain information about your general internet usage by using a cookie file, which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve our sites and to deliver a better and more personalized service.

They enable us:

You may refuse to accept cookies by activating the setting on your browser, which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our web sites.

Please note that our advertisers may also use cookies over which we have no control.

Where we store your personal data


The data we collect from you may be transferred to and stored at a destination outside the European Economic Area. By submitting your personal data you agree to this transfer. Cross Border Ltd will take all steps reasonably necessary to ensure your data is treated securely and in accordance with this privacy policy.
All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have provided you (or where you have chosen) a password that enables you to access certain parts of our sites, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. So, while we will do our best to protect your personal data, we cannot ensure the security of your data transmitted to our sites. Any transmission is at your own risk. Once we have received your information we will use strict procedures and security features to prevent unauthorized access.

Uses made of the information


We use information held about you in the following ways:

We may also use your data to provide you with information about goods and services that may be of interest to you.

We do not disclose individual information to any third party without your prior consent save that we may disclose your personal information to third parties:

Your rights


You have the right to request us not to disclose any of your personal data or information or to pass information to third parties. We will usually inform you before collecting your data if we intend to disclose your information to any third party, and you can exercise that right by checking certain boxes on the forms we use to collect your data. You can also notify us by contacting us at Churchill House, 142/146 Old Street, London EC1V 9BW or at mail@thecrossbordergroup.com.

Our sites contain links to and from our advertisers’, partners’ and affiliates’ web sites. If you follow a link to their sites, please note that these sites have their own privacy policy and that Cross Border Ltd does not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these sites.

Access to information


The act gives you various rights including the right to access information held about you. Your right to access can be exercised in accordance with the act. Questions about this privacy policy can be addressed to mail@thecrossbordergroup.com.